🎓 University planner

University Savings Planner

The maintenance loan covers ~70% of the average UK student's costs. Fund the rest.

Your goal

Goal name

Target amount (£)

Current savings (£)

Target date

Monthly income after tax (£)

Fixed bills (£/month)

Other spending (£/month)

Expected bonus / lump sum (£)

Savings frequency

Your roadmap

£9,500 to go

1096 days · 156.6 weeks · 36 months until 3 Aug 2029

Success score

£500 saved5%£10,000

Per day

£8.67

Per week

£60.68

Fortnightly

£121

Per month

£264

You're on track — lock it in

Automate £264 the day after payday into a separate savings pot.

Assign your next bonus

A £1,000 workplace bonus routed straight to this pot advances your target date by ~1 month at current pace.

Motivation

You've already covered 5%. Small wins compound — a £5/day cut equals £150/month.

How to plan a university fund

1
Average maintenance gap is £2,500–£4,000/year outside London.
2
A Junior ISA started at age 5 with £30/month reaches £8,000+ by 18.
3
Encourage a term-time part-time job — 8 hours/week covers most food costs.
4
Rail cards and bank student accounts save £400+/year — apply on day one.

FAQs

How much do UK parents typically contribute?+

£3,000–£5,000/year outside London, £5,000–£7,000/year in London.

Best account for university savings?+

Junior ISA (under 18) or a stocks & shares ISA for long-time-horizon growth.

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