✨ Dream Purchase planner

Dream Purchase Planner

Buy it outright, own it fully, and never pay interest on it.

Your goal

Goal name

Target amount (£)

Current savings (£)

Target date

Monthly income after tax (£)

Fixed bills (£/month)

Other spending (£/month)

Expected bonus / lump sum (£)

Savings frequency

Your roadmap

549 days · 78.4 weeks · 18 months until 3 Feb 2028

Success score

£500 saved6%£8,000

Per day

£13.66

Per week

£95.63

Fortnightly

£191

Per month

£416

Trim monthly spending

You'd need 59% of your disposable income. Cutting £135/month from subscriptions and takeaways typically closes half the gap.

Assign your next bonus

A £1,000 workplace bonus routed straight to this pot advances your target date by ~1 month at current pace.

Motivation

You've already covered 6%. Small wins compound — a £5/day cut equals £150/month.

1
Wait 30 days after the initial urge before you start saving — half the time you'll change your mind.
2
Save into a named pot so you feel the progress.
3
Buy pre-owned where possible — watches, cameras and bikes hold value better than you'd expect.
4
Never finance a depreciating luxury item.